How Do I Know This ID is for Real?

Identification Rationale
Requesting, examining, and recording the presenter’s identification is an important part of the check-cashing decision.  It is how you determine whether the presenter is the person he or she claims to be. Since it is difficult to recognize everyone who wants to cash a check, properly identifying them is critical.

Identification Six Point Validity Test

Determine the validity of customer identification using specific criteria.

Acceptable identification must:

      1.   Contain a photograph.

      2.   Describe the presenter.

      3.   Show a sample of the presenter's signature.

      4.   Include the birth date of the presenter.

      5.   Display a date of expiration.

      6.   Be recognizable as an official I.D. and contain a registration or identification number.

Commonly acceptable forms of identification may include:

• Valid Driver's License with a photograph                             
• Armed Forces issued  ID                                                        
• USA/Foreign Passport    
• Official state Issued ID with a photograph                           
•  INS issued Alien Registration Card
• Well-known employee I.D. cards that contain photograph
• Government/military identification cards

REMEMBER:  For the I.D. to be acceptable, it must pass the Six Point Test.